Personal online tutoring. The five countries with the largest drops in scores were Morocco, Afghanistan, Cambodia, Mauritania and Azerbaijan. Charitable donations are commonly in the form of cash, but can. Abdul Munim. Born in Pakistan, Fahad Ghaffar has witnessed the effects of extreme poverty first-hand. Como parte de una demanda civil, Fahad Ghaffar negó las imputaciones de un exempleado, lo que abre el proceso ahora al descubrimiento de prueba. Paulson claims Ghaffar also charged his companies $8,000 for a night at Marquee nightclub in New York in 2019, and $4,000 for a single meal at Carbone in Miami in 2022. Before you give to charity, consider the following points to guide you. Paulson, famous for shorting the real estate market in 2007, sued former partner Fahad Ghaffar this week for allegedly defrauding him out of $200 million while overseeing his international hotels. A dose of good deeds toward others, then, can thus be good medicine for improving one’s physical and mental health. ”. Outright Gifts of Cash, Securities and Real Estate. A donor-advised fund (DAF) is a type of charitable giving where you donate a nonrefundable amount, either in cash or securities, to a nonprofit of your choice. Gain a sense of purpose. Pen, Speckled snake; Acompanion and an early convert to Islam, had this name, (he was) Arqam bin Abi Arqam at whose house the Prophet offered prayers with his companions to avoid clashes with the idolets of Makkah and his house. getty. The Fahad & Glenda Family Foundation emerges to help others achieve their goals. ― Saint Augustine. Therefore, face-to-face activities (volunteering at the food bank, driving an elderly neighbor to an appointment, taking a meal to a coworker who just had a. Ghaffar, Paulson misrepresented both the terms of the profits interest that would be paid as consideration for the note and the conversion feature. Children’s Leukemia Research Association. ” “Born-again Christians were more likely to mention religious motives for helping than liberal Christians, but liberal Christians nonetheless did. Ghaffar, his wife, father-in-law. This healthcare company, which makes famous drugs like Viagra and Lipitor, seeks to. Ghaffar came to the United States at age 16 and worked his way up to graduate from the University of Virginia. What you are asked to give is yourself. 2. A source says Paulson and real estate mogul Fahad Ghaffar, have gone on a “buying spree,” scooping up properties including luxury hotels St. Dr. 22. Everything, O king, Araunah gives to the king. Giving is personal but there are best practices. Research shows that helping others makes us happier. Many people report a good feeling after helping others (Wuthnow, 1991; Musick and Wilson, 2003). 6. COMPLAINT FOR VIOLATION OF THE ANTI-TERRORISM ACT against MTN Group Limited, MTN Irancell, MTN Dubai Limited, ZTE Corporation, ZTE (USA) Inc. While helping others, we have opportunities to meet new people, connect with our communities, and fellowship with existing friends. 22. Giving to charities is a part of life for many Americans. The suit accuses Ghaffar of giving his father-in-law an Audi Q3 which was paid for by Paulson Companies, as well as forking out $19k for personal cell phones for his friends and family. Hebrews 13:16 ~ "And do not forget to do good and to share with others, for with such sacrifices God is pleased. Go to table of contents. Fahad Ghaffar for financing this project and letting us help these deserving people. It can also provide us with the crucial categories1. “We help others achieve their goals by donating basic tools to succeed, and water is the most basic tool of all,” according to Fahad & Glenda Ghaffar. Whoever speaks, as one who speaks oracles of God; whoever serves, as one who serves by the strength that God supplies—in order that in everything God may be glorified through Jesus Christ. In England and Wales in 2019, an individual earning up to £50,000 a year paid 20% of it in income tax. Egypt Dr. George R. Fahad, who. Fahad no tiene responsabilidades operativas y no tiene autorización para dirigir ninguna actividad de ninguna de las entidades de Paulson PRV”, dice el memorando “Guías de Protocolo” que firman Paulson y sus subalternos Rafael Cedeño Paulson y Stuart Merzer, el cual obtuvo En Blanco y Negro con Sandra. The utility in the case of giving is the warm glow — the positive emotional feeling people get from helping others. The 14-page document also names as defendants Paulson Prv Holdings LLC and the 2009 Family Trust. The Fahad & Glenda Ghaffar Foundation was created in 2018 to formalize the charity works of husband and wife Fahad and Glenda Ghaffar. The helper's high, which is the boost of energy or mood that comes from helping others. Seeing children struggle firsthand with ethics and how to help others is a powerful lesson for other youngsters watching. After Ghaffar sued Paulson for $50 million this month — claiming fraud and breach of contract over an investment in a car company — Paulson has banned Ghaffar from the duo’s luxury. Jimmy Cliff’s “Wonderful World, Beautiful People” offers a simple but hopeful message: We have the power to make the world truly wonderful if we all share our love with one another. During a crisis, the people who cope best are those who help others. 22. Contact Number: +92-333-3501046. Current estimates of the dollar value of volunteered time range from $179 billion per year to more than twice that, depending on how you count. Fahad Ghaffar’s Post Fahad Ghaffar Partner and Co-owner at Paulson Puerto Rico 4d. John Paulson and Fahad Ghaffar, among others, at a Vanderbilt Hotel walk-thru. Egyptian Liver Journal is the official journal of the Society of Friends of Liver Patients in the Arab World (SLPAW) and the National Liver Institute (NLI). Self-inspired with over 16 years of dynamic experience – Possess the expected assurance to enhance execution with most extreme feeling of commitment and watchfulness. Serving Humanity. GLENDALIZ ACEVEDO & FAHAD GHAFFAR 2020-12-01 - KELCY CHRISTY The grand venue, which features stately marble columns and towering ceilings, was illuminated with vibrant violet lighting for the luxurious fête. 5. 1. This list gives 15 ways in which we can serve God by serving others. Strong healthcare services professional with a Bachelor's degree (B. Hebrews 13:16: Do not neglect to do good and. freely giving money, help, etc. ”. Entrepreneur Fahad Ghaffar, who this week filed a lawsuit. For people who do ordinary amounts of volunteering and charitable giving, religion is just one motivation among others, but for highly prosocial people, religion seems to be very important. The complaint — filed days after Paulson moved to dismiss Ghaffar’s $50 million lawsuit against him — names the former business partner, his wife Glenda Acevedo-Martinez and five other. S. As you help someone or give a gift, your brain secretes “feel good” chemicals such as: Serotonin (which regulates your mood). Pursuant to Paulson’s appointment, Ghaffar served as President and CEO of F40 and Ghaffar in fact provided services to F40 from February 2022 to August 18, 2023. This is known as a Qualified Charitable Distribution (QCD). S. -- Bush carried 24 of the 25 states where charitable giving was above average. Helping others is a mission where you can learn a lot about people, yourself, and the world around you. When we help others, our brains release oxytocin, serotonin and dopamine. SAN JUAN, Puerto Rico – “You make a life by what you give,” is how Fahad Ghaffar describes the guiding principle. , Standard & Poor’s 500) are positively associated with charitable giving [7]. Number of Exits. Born in Karachi, Pakistan, on January 1st, 1984, he grew up with the values of hard work, resilience, and humility. Further spurred by natural disasters and racial injustices in the headlines, charitable giving soared to a record-breaking $471 billion in 2020, according to the Giving USA 2021 Study. "Gentleness, self-sacrifice, and generosity are the exclusive possession of no one race or religion. 25%. Glendaliz Acevedo y Fahad Ghaffar. Quotes tagged as "giving" Showing 1-30 of 1,030. Zulma Licha & René de la Cruz Vila. “It’s not how much we give but how much love we put into giving. Among the improvements being made are a full revamp of the. Individuals who are over 70½ may donate up to $100,000 per year to charities directly from their IRA. Several studies have found evidence supporting the “ identifiable victim effect ,” the observation that. Things are getting nasty between billionaire John Paulson and his business partner, Fahad Ghaffar. ”. , has filed a $50 million lawsuit against his former business partner John Paulson in the U. Investor Type Venture Capital. First, give people a choice when they are allocating their cash; even an unrelated vote on favorite pets (dog or cat?) or flavors (vanilla or chocolate?) can increase donations. ZoomInfo can help! Start Free. 3. Incorporating Charitable Giving In The Workplace Many millennials choose careers that are cause-focused, rather than employer-specific, leading to a cultural corporate shift that pushes companies. This is the basic, unspoken agreement that fuels nearly every move. ”. | Learn more about Fahad Ghaffar's work experience. Fahad & Glenda Ghaffar Foundation emerges to help others achieve their goals. Browse our gift guide below. Fahad, who grew up in poverty in Pakistan, was inspired by his country's culture of philanthropy and has always believed in using his financial success to give back. People Search. &G. November 8, 2022. Ghaffar said that he and Mr. 1. ). 85 billion total, 67% of which was from individual donors. San Juan, Puerto Rico – El controvertido empresario Fahad Ghaffar ha demandado a quien fue su jefe y socio durante más de 10 años,…. Fahad A Ghaffar are some of the alias or nicknames that Fahad has used. 6. He is a principal beneficiary and organizer of the defendant limited liability corporations included in this claim. About Fahad Ghaffar; News; English. The workplace discrimination lawsuit involving Fahad Ghaffar has opened a Pandora's box of allegations and controversy. Charitable Rollover. The American International Plaza. Pursuant to Paulson’s appointment, Ghaffar served as President and CEO of F40 and Ghaffar in fact provided services to F40 from February 2022 to August 18, 2023. A source says Paulson and real estate mogul Fahad Ghaffar, have gone on a “buying spree,” scooping up properties including luxury hotels St. Manny Martorell October 23, 2020. Paulson & Co. San Juan, Puerto Rico – El controvertido empresario Fahad Ghaffar ha demandado a quien fue su jefe y socio durante más de 10 años, John Paulson, alegando que fue víctima de fraude y engaño, y por lo tanto, está reclamando el pago de $50 millones. NOTE: Pursuant to FRCP 6(a) an additional three days does not apply to service done electronically. Martin Luther King Jr. To bring in the blues from the impressive blooms suspended over the dance floor, guests found their seats at oval. Sign In Create Account. Things are getting nasty between billionaire John Paulson and his business partner, Fahad Ghaffar. Charitable giving can have positive effects on the well-being, happiness, and health of both the donors and the recipients. Ghaffar came to the United States at age 16 and worked his way up to graduate from the University of Virginia. Object Detection. 7. 4 million in personal expenses, including $147,000 in Louis Vuitton and Chanel shopping sprees, more than $600,000 in private jet travel. Our Prophet (pbuh) encouraged us to give our children good names. Abdul Mujeeb. Beyond just the one-on-one connections, helping address a bigger issue or cause (like a charity that aims to reduce homelessness, or improve nutrition in low-income children, or provide greater access to education) can make you feel like a needed part of the world. Perfect for any special occasion or a wonderful way to honour someone. ¹; In 2022, the largest source of charitable giving came from individuals, who gave $319. Vice President Kamala Harris announces $34. View Details. Of course, even here too much of a good thing can be detrimental. 7. 11/8/2022 10:08:16 AM. “Doing nothing for others is the undoing of ourselves. ”. The first change will make a $300 deduction for charitable gifts available to the nine in 10 taxpayers who do not claim itemized deductions on their federal income tax returns. “Give. Raised by a single mother of three who held three jobs to support the family, Cole entered the workforce as soon as it was legal. Oxytocin (which. Who can a charity support? A charity can provide money, goods, or services to others as a means of fulfilling its charitable objects. As a result, the Foundation closely. Participants completed baseline interviews that assessed past-year stressful events and whether the participant had provided. Center seeks d. Ghaffar Khan met Gandhi and entered politics in 1919. Providing emotional support to others significantly decreased the harmful health effects of certain kinds of stress among older people. Research has identified a link between making a donation to charity and increased activity in the area of the brain that registers. Fahad Ghaffar and his former partner John Paulson, during a presentation of the million-dollar expansion in one of the company's hotels. " -Mahatma Gandhi. 1 on Forbes’ annual top charities list: Feeding America, the Chicago-based umbrella that helps supply a network of. Ghaffar came to the United States at age 16 and worked his way up to graduate from the University of Virginia. Happiness is a choice. Contact Fahad directly. . Image source: Pfizer. See this companyيوليو ٢٠١٣ - الحالي10 من الأعوام 3 شهور. " -Mahatma Gandhi. 9. And Araunah said to the king, “May the Lord your God accept you. In 2022, Disney gave about $233 million to nonprofits that help children and families. 04 billion, representing 64% of total giving. Damn, I cannot spell "conflict of interest" in any other words. 44 billion. It’s Inspiring. : peer volunteers, a needy person, etc. ), the foremost 20th-century leader of the Pashtuns (Pakhtuns, or Pathans; a Muslim ethnic group of Pakistan and Afghanistan), who became a follower of Mahatma Gandhi and was called the “Frontier Gandhi. In a lawsuit filed in October in Puerto Rico, billionaire hedge fund manager John Paulson has accused his former business partner Fahad Ghaffar not only of defrauding him of $200m, but also of using his money to hire the UK-based corporate intelligence group Vantage Intelligence, managed by Gretchen King and Masha. Last Name Possible Variations. ) focused in Agricultural Business and Management from University of Karachi. Dopamine (which gives you a sense of pleasure). The couple met in 2016 in Puerto Rico and their relationship was kindled by a mutual love of charitable giving. It also shows that effective rewards and recognition help to promote and preserve positive employee actions, which leads to long-term success and engagement excellence. Aahil Male Prince. , Off Makram Ebaid St. Fahad Ghaffar fraudulently billed to Paulson entities $3. After Ghaffar sued Paulson for $50 million this month — claiming fraud and breach of contract over an investment in a car company — Paulson has banned Ghaffar from the duo’s luxury. Ghaffar came to the United States at age 16 and worked his way up to graduate from the University of Virginia. Ghaffar’s charity, the F&G Family Foundation, was also a scam, Paulson claims. Skilled in Marketing Management, Business Planning, Market Research, and Management. A decade after its first investment in Puerto Rico, the company celebrates its role as a driver of economic development and plans for bigger and better achievements in years to come. Fahad Ghaffar: 01132622303, fahadgha@hotmail. following his release, he subsequently fought with the Taliban and was killed in Afghanistan by coalition forces on September 26, 2004. " The Good News: No one does anything alone. Following a confidential sales process with specialist business property adviser, Christie & Co, it has been purchased by first-time buyer, Dr. Our. ( John 13:34 ). Find your passion. Yassin Abdul Ghaffar Al-Khairi for Liver Diseases and Research to address liver diseases in the early stages; To avoid complications. Viviana Mercado & Francisco Feliú. There has arguably. to help those less fortunate) and egoistic motivations (e. Ghaffar for 16 months of services while giving lip service to the misrepresented “We help others achieve their goals by donating basic tools to succeed, and water is the most basic tool of all,” according to Fahad & Glenda Ghaffar. If you got tax relief on or before 14 March 2023, you will continue to get it until. Born in Pakistan, Fahad Ghaffar has witnessed the effects of extreme poverty first-hand. Nasr City - Cairo, Egypt ( Map) Tel: Show Number. Read More ». 2. HELPING OTHERS GIVES US A SENSE OF PURPOSE AND. (Garden City, N. and looking general tablet, capsule,sachet,dry powder,liquid manufacturing and packing and CEPH manufacturing and packing which include dry powder suspension and capsule. Giving our time to others in a constructive way helps us to strengthen our relationships and. At the time of the event, Ghaffar was under 35 years old. Object moved to here. Chávez have been appointed… Travel+Leisure lists Puerto Rico top 5 hotel resorts About Us. 1. Really Listen. 4million of company cash in five years on private jets, designer bags, luxury holidays and clubbing - after filing. . Naval Ravikant. During that period, Paulson, directly and indirectly through his lawyers, 21. 16. Funded entirely by Fahad & Glenda Ghaffar, the foundation is involved with multiple causes in Puerto Rico and around the world. Grants from donor-advised funds to charities totaled more than $34 billion in 2020. The center spreads awareness and preventive programs to address the causes of liver diseases. Pfizer. Ghaffar came to the United States at age 16 and worked his way up to graduate from the University of Virginia. The more you help people, the more accomplished you’ll feel. ”. Identifying the “best” cause is an important first step in charitable giving. ”. Neuroscience has demonstrated that giving is a powerful pathway for creating more personal joy and improving overall health. Charitable Donation: A gift made by an individual or an organization to a nonprofit organization , charity or private foundation . His mother instilled a strong faith, and his father taught him the importance of hard work. IDEAL GIVING Jewish statelessness can help us understand what charity more generally is or should be. Paulson in 2016 purchased 150 units of a failed project in the Palmas. Date. Fahad is a graduate of the University ofNeuroscience has demonstrated that giving is a powerful pathway for creating more personal joy. People sometimes make mistakes in spelling last names. La periodista Joanisabel González colaboró con esta historia. En Portada; Red Carpet; Noticias; Luce Tu Melena en Spring Break con Carol’s Daughter. " Galatians 6:10 ~ "Therefore, as we have opportunity, let us do good to all people, especially to those who belong to the family of believers. Household Generosity During the Pandemic. ”. Noralis Ruiz April 20, 2021. W hen Andrew White first sold a chunk of his business in 2021, he knew he wanted to give some of the proceeds away. A rich literature in economics considers the rationality of altruism (Becker 1998), the extent to which taxation crowds out voluntary contributions (Abrams and Schitz 1978), and how charitable giving varies with the cost of giving. Fahad & Glenda Ghaffar Foundation emerges to help others achieve their goals. ”. Working in any field either corporate or govt you have to keep your morals and integrity in check and persue everything with an active and learning mindset and always be aware that there will be a lot of people who are going to push you to achieve higher and an alot of people. Phone Number 212) 956-2221. HR Plug-In. Operating Status Active. These hormones have the effect of boosting our mood and counteract the effect of cortisol (the. Righting Wrongs. It sheds light on the complex dynamics within the Puerto Rican business community and raises important questions about ethics, influence, and the treatment of employees. Community, Education, Self Improvement, Society. Give beyond limits. Volunteering is a way of giving back to your community while developing important social skills, and gaining valuable. 5 There is some evidence to suggest that when we help others, it can promote changes in the. Pursuant to Paulson’s appointment, Ghaffar served as President and CEO of F40 and Ghaffar in fact provided services to F40 from February 2022 to August 18, 2023. It’s very important to help others because when we help others in need we enrich our lives. Paulson & Co is an investment management firm specializing in event-driven arbitrage strategies, including merger arbitrage, bankruptcy. "Carry each other’s burdens and so you will fulfill the law of Christ. Understand the underlying emotion. market (e. Foundation giving in 2022 increased to $105. Y son los mismos que estaban en la boda del mismo Fahad Ghaffar, para la que invitaron a. Some of the benefits are: The warm glow effect, which is the feeling of satisfaction or joy that comes from giving to others. Top Bible Verses on Helping Others. Details. 21. One of the imperative methods of charitable behavior in Islam is creating Waqf. Address: 6 Arab Organization For Industrialization Bldgs. For example, David Geffen donated $29 million in 2015, but those $29 million make only 2% of his total net worth while someone like Paul Allen donated $160 million which is 10% of his total net. Ghaffar for 16 months of services while giving lip service to the misrepresented terms of the convertible note which he slickly failed to ever produce,” the lawsuit said. What a great way to accomplish two things at once, clean out the closet and give items to those in need. It also made sense to host the wedding at one of the properties owned by his company, which is how they decided upon the St. La demanda se presentó hoy en el Tribunal Federal e incluye no sólo a Paulson, sino. Fahad Ghaffar fraudulently billed to Paulson entities $3. Your loved one chooses any Canadian charity on CanadaHelps and we deliver the funds to the charity. I’ll spend my entire day lugging boxes, but you owe me. 22. Interesting fact about The Bahía Beach Resort: it's one of the 21 resorts worldwide to receive the “Certified Gold Audubon International Signature Sanctuary designation. New research is finding that being kind and giving to others can make our lives feel more meaningful. Fahad Ghaffar was born circa 1982. While helping others won’t immediately result in all of your own problems disappearing, helping others can better your mood and help you fulfill a life goal. Islamic Boy Names. It can also help you build your confidence when it comes to working with others. After his studies, he built. Por ello, estamos conscientes tanto de la naturaleza de callejón sin salida de este fin de época, como de su condición de oportunidad colectiva. Yet a cooperative and inclined individual who can empathize resulting in winning back the business from churned customers. Born in Pakistan, Fahad grew up witnessing first-hand the effects of extreme poverty. Nearly all charities accept cash or. The Fahad & Glenda Ghaffar Foundation has bolstered Ashford Hospital’s clinical services, swiftly raising $500,000 through the institution’s inaugural charity gala for much-needed technology and equipment upgrades. 1. 2. Aug 2018 - Present 5 years 4 months. These are listed below. One of the easiest ways to help others is to simply share your knowledge. Fahad is focused on acquisitions, asset management and development of the portfolio which is the fifth largest employer on the island and a top 10 tax payer in Puerto Rico. After Ghaffar sued Paulson for $50 million this month — claiming fraud and breach of contract. Fahad Ghaffar/LinkedIn The philanthropist is. Join to view full profile. Under Ghaffar’s leadership, F40 operated profitably and profits increased 100% in about one year. Fahad Ghaffar is Graduate student in Computer Science along with the certification like MTA: Introduction to Programming Using Python , AI For Everyone ,IBM AI Engineering Professional Certificate ,DataScience (360) and Deep Learning Specialization some are done and some on going that give me outstanding confidence and build new skill in my. g. It sheds light on the complex dynamics within the Puerto Rican business community and raises important questions about ethics, influence, and the treatment of employees. ¹Get introduced. In less strict definitions like phone surveys, more like 45 percent of the U. The research suggests such kindness not only warms our hearts, it can help them stay healthy for. – Virginia Williams. As a result, the Foundation closely collaborates with charity: water , a global effort to provide everyone in the world with safe drinking water. The workplace discrimination lawsuit involving Fahad Ghaffar has opened a Pandora's box of allegations and controversy. Paula Suzanne Lapciuc& Brian Tenenbaum. 0. Helping others pays it forward to future generations. Abdul Ghaffar Khan, (born 1890, Utmanzai, India—died Jan. People who took the standard deduction on their 2020 or 2021 tax return could also claim a tax deduction of up to $300 for cash donations to charity. And the other is that for 2021, individual taxpayers who do itemize their deductions can deduct up to 100% of their adjusted gross income for cash contributions to a public charity. Most people adhere to the value of “making the world a better place” and establish a better feeling about self when acting in the light of their values. In addition to gifts of money and valuable personal property, there are other methods of giving to benefit Kingdom service worldwide. Whether we are the ones providing the emotional support or the ones seeking it, the 2 most common ways to help others regulate their emotions are through acceptance (showing empathy by validating. Ghaffar, Paulson misrepresented both the terms of the profits interest that would be paid as consideration for the note and the conversion feature. La demanda se presentó hoy en el Tribunal Federal e incluye no sólo a. 1 Volunteerism. Be compassionate. After his studies, he built. J. Coronavirus disease (COVID-19) Situation. Ghaffar for 16 months of services while giving lip service to the misrepresented We are grateful to Mr. Not only that, but doing good makes us happier which, in turn, makes us healthier. We rise by lifting others. The Fahad & Glenda Ghaffar Foundation had already been a benefactor to the hospital when in 2022 it donated $100,000 used in part to upgrade equipment in the. 1. We specializes in HR Recruitments, Outsourcing payroll,HRMS software deployments, Training services. Philanthropy involves charitable giving to human causes on a large scale. We raise the spirits of those around us and the people we help. Associated Press. Diaz Reverón y Ghaffar estuvieron juntos probando el vehículo y el mismo salió de un concesionario en el que Ghaffar tiene participación. Get Invisalign. Ghaffar came to the United States at age 16 and worked his way up to graduate from the University of Virginia. Some ways of donating are: giving your old toys or clothes to a charity that helps sick children or poor people; giving your old books to a library. 642 (c). Charitable contributions must be claimed as itemized deductions on Schedule A of IRS Form 1040. A $5-billion donation by Microsoft co-founder Bill Gates to the eponymous foundation he started with his ex-wife was the largest. Pursuant to Paulson’s appointment, Ghaffar served as President and CEO of F40 and Ghaffar in fact provided services to F40 from February 2022 to August 18, 2023. Glendaliz Acevedo and Fahad Ghaffar. Albert Einstein. The well-documented and persistent racial wealth gap is itself great cause for concern. Founders Fahad Ghaffar, John Paulson. Glendaliz Acevedo Martinez and Fahad Ghaffar were introduced by a mutual friend at a hip restaurant in San Juan, Puerto Rico. Experienced Associate Account Manager with a demonstrated history of working in the consumer goods industry. The Best Quotes About Helping Others. En este espacio para el diálogo examinamos la actualidad del país en la etapa terminal del bipartidismo puertorriqueño. 16 All of. After his studies, he built. Galatians 6:2 Bear one another’s burdens, and so fulfill the law of Christ.